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ASSUMABLE FLOOD POLICY- saves you THOUSANDS!!! Are you ready to relax into an island lifestyle? This beautiful 3 bedroom/ 2 bathroom pool home was built in 2015 & is surrounded by nature. With a large great room & split bedroom floor plan, this home is perfect for families, hosting guests or tenants should you want to rent it out annually or as a Vacation Rental. Beautiful granite throughout the kitchens and baths. The kitchen is decked out with a ton of storage space- including a huge cabinet pantry. There is plenty of room to dine at the kitchen counter, have a dining table, or sit outside under cover in your pool area. As a newer home, it is built to new building codes & offers the safety & security you have been looking for. Flood insurance is assumable by the buyer and is only $545/year. The pool features a sun shelf for lounging. It boasts both solar & electric heaters, allowing you to heat it all winter for a fraction of the price of just having electric heat. The pool cage has upgraded screens, keeping those pesky no-see-ums off your patio. The pavers around the pool are set on concrete, not sand, ensuring stability for years to come- no sinking pavers here!! The western exposure makes this pool area perfect for watching the sunset. The property boasts both a mature mango and avocado tree- perfect for island dining. Located in Phase 3 of Charlotte Shores, you have no HOA fees or rules to deal with. Quiet street with very little traffic is perfect for anyone looking for a beautiful place to call home. Home is protected by both Bahama & metal shutters.